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Personal Protection

Life Cover

Sadly no one is immortal and this has been a cause for heartbreak worldwide in the recent COVID 19 pandemic. Hundreds of thousands of people, taken from their families too soon. On top of the grief, the financial implications of losing a member of the family can be catastrophic.

We always recommend the minimum of cover that you would need, to ensure your family is protected, in the event of your death. This could be as simple as ensuring the mortgage is paid off, a very quick, easy and cheap bit of personal protection cover to arrange.

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Avidan Last

Head of Fusion Financial
+44 (0) 203 841 7010
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“We like to build lasting relationships to ensure we understand where you are and your financial ambitions, to build a life-long plan that provides financial security and peace of mind”

Critical Illness Cover

Every 2 minutes, someone in the UK is diagnosed with cancer alone, let alone all of the other illnesses and ailments that can bring your world to a stop. In a time of such pain and confusion, having a policy that can pay out a lump sum in that event, could be the difference between managing or not, and may even help your survival.

With the money raised, you can take a break from work, fund private healthcare and specialist treatments not available on the NHS and have the money to do some of the things you always wanted to do.

Income Protection

Much like critical illness cover, this policy will pay out in the event of your illness, accident or sickness. However, this instead will pay a percentage of your salary/earnings until you are better. This is really important for self employed people or single income households, as the reliance on a single persons ability to work is crucial and state benefits are often not enough.

Private Medical Insurance (PMI)

The NHS is swamped, waiting lists are longer than they have ever been and you or one of your employees becomes unwell or injured. It could be months to get back to normal and it is a very frustrating time. PMI is becoming more and more popular as people want to know that they are getting the best care, as quick as possible and getting back on the move.

We can help organise personal or business PMI schemes that suit your needs, without costing a fortune. Even better, if the business pays, it’s an allowable cost against corporation tax. Get cover now and feel happy to stay healthy.

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Other Financial Services

1

Pensions. Retire your way.

Tell us your goals for the future and we’ll make sure you have the right pension plan in place. A plan that can flex and develop as your needs change. Whether you want to dip into your pension pot early, reinvest or choose an annuity - we can help you weigh up all the options. Got multiple pensions? We can help consolidate them. Occupational retirement scheme? We’ll help you get the best return.

Savings and Investments. Building your future.

Whatever your stage of life, we’ll make your money work harder. From maximising your tax-free savings with an ISA to revealing attractive tax concessions with Enterprise Investment Schemes, Seed Enterprise Investment Schemes and Venture Capital Trusts. We’ll help you create an investment plan that not only helps you achieve your goals but opens up new opportunities too.
3

Personal protection. Your safety net.

Life is anything but predictable. That’s why it’s important you always have a safety net. From PMI to life cover, critical illness and income protection, we’ll help you put the right protection policies in place, to ensure that you and your loved ones are looked after.
4

Business protection. Protect your key people.

You depend on your key people to operate your business. From PMI to life cover and critical illness protection. Make sure that if the worst does happen, your business is not financially affected, and your employees are looked after.
5

Estate planning. Preserve your wealth.

Get peace of mind and leave your loved ones looked after. We’ll help you get your affairs in order. From Wills, trusts and lasting powers of attorney to Business Property Relief and whole-of-life policies. We can help minimise your tax liabilities and make sure your wealth gets passed on smoothly and tax-efficiently.
6

Borrowing. Get the best solution.

Whether you’re buying a home, a buy to let, or you want to raise cash from your property - we’ll help you find the best solution to achieve your long-term goals.

360° Advisory

When we work together, you achieve more.

Get all the expertise you need – all in one place. Instead of spending your time piecing together siloed advice from a range of advisors, you can put our end-to-end solutions into action and start getting results. Are you ready to reveal new opportunities together? Let’s talk.

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360° Advisory

When we work together, you achieve more.

Get all the expertise you need – all in one place. Instead of spending your time piecing together siloed advice from a range of advisors, you can put our end-to-end solutions into action and start getting results. Are you ready to reveal new opportunities together? Let’s talk.

360° Advisory

When we work together, you achieve more.

Get all the expertise you need – all in one place. Instead of spending your time piecing together siloed advice from a range of advisors, you can put our end-to-end solutions into action and start getting results. Are you ready to reveal new opportunities together? Let’s talk.

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